2012年7月5日 星期四

How to Postpone Paying Off Student Loans


The companies who offer student loans realize that everyone needs a little help sometimes. If you have just lost your job and you're trying to decide which bill to pay, then student loans are probably going to lose. 
Asking for a Deferment
In these cases, you can contact the student loan provider and tell them of your unemployment. They may give you a six-month deferment so you can get back on your feet. 
Qualifying for a Forbearance
If this is the case and you have fallen behind on your payments, simply be honest with the student loan provider. It's up to them, but they can sometimes give you a forbearance depending on the situation.
This terms means that any late or missing payments up to that point are brought current. It keeps your credit score current and won't have any negative affect on your credit report. TTalk to your student loan provider about these options and work out a prolonged payment plan. Your interest payments will increase, but it will give you some immediate financial relief. Article Source: http://EzineArticles.com/7104373    Student Loans

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